1. Introduction (25%) Provide a
brief synopsis of the meaning (not a description) of each Chapter and articles
you read, in your own words that will apply to the case study presented.
2. Your Critique (50%)
Mr. Job Bob owns a small business that sells
medical equipment. He has nine employees and has always made it a priority to
offer competitive benefits, including health insurance. Unfortunately, last
year one of his employees was diagnosed with Cancer, which he continues to
fight. Due to the sharp increase in use of health services by his employee
group, the insurance company doubled his group premiums for upcoming year. When
Mr. Jib Bob contacted others carriers, several of them would not consider
insuring his group, and most of the others gave him quotes as expensive as his
current carrier. After reviewing his company’s finances, Mr. Bob is left with
several unattractive options:
Stop Offering Health
Offer Comprehensive health insurance but pass
on the cost increase to his employees, which would make it unaffordable or most
Offer the bare-bones catastrophic plan only,
Significantly lower wages and others benefits
to defray the rising health insurance costs.
addition to wanting to offer competitive benefits, Mr. Bob is concerned that
adopting any of these options will cause his employees to leave and make it
hard to attract others, threatening the sustainability of his company.
CASE STUDY CHALLENGE:
Mention, describe and discuss the best option for Mr. Bob’s Company
Apply and comment if the 2010 Health Reform Law, The patient
Protection and Affordable Care Act will contribute to the solution or no of Mr.
Job Bob and employee’s insurance issue. Why?
3. Conclusion (15%)
Briefly summarize your thoughts &
conclusion to your critique of the case study and provide a possible outcome
for Health Insurance. How did these
articles and Chapters influence your opinions about Health Economics in a
Health Policy Context?
will be based on how clearly you respond to the above, in particular:
clarity with which you critique the case study;
depth, scope, and organization of your paper; and,
conclusions, including a description of the impact of these Case study on any
Health Care Setting.